During a thunderstorm, lightning can strike directly into electrical equipment and building damage, but more often come Damage before the voltage, so you should make it absolutely risk.
In insurance terms, the increase must be under-insured risks; otherwise you have no protection if storm surge damage to electrical equipment occurs. In insurance and also in the home insurance, it is possible to ensure the rise.
Lightning and surge
In most of the direct lightning strike policy is insured, but is much less than surge damage. When lightning in a power line, it can be assumed that the transport of blood and damaged two miles of electrical equipment, in ca.
Lightning at home
Many policyholders believe they are protected from being on the lightning rod, but only prevent damage to the building; high voltages in power cannot avoid the lightning. In case of damage to the television, radio and the entire PC may be damaged and the mass can cause high damage.
Include surge damage
If you have uninsured damage by overvoltage, these can be included relatively easily and for very little money in policy. To this end, just take your time and time to research policy. Return to the state of insurance, there are risks insured and if there stands against surges, this risk is at least insured.